Utilization of Indian Bank Credit Card

On 15^th August 1907 Indian Bank was incorporated as a part of the Swadeshi Movement. The bank aims at offering a diversified range of financial products and services understanding the various banking needs of every individual and corporation as well. As of now, the bank has over 2680 branches and several ATMs to let the customer access the banking services at their own convenience.

Indian bank a range of credit cards specifically designed to meet individual needs of every customer. Indian bank credit cards come with attractive features, excellent reward points, and global acceptance.

Types of Indian bank credit cards:

•   Global Classic credit card
•  Global Gold credit card
•  Bharat Credit card
• VISA Business credit card

Features and benefits of Indian bank credit cards:

1. No annual fee – Indian bank doesn’t charge any annual fee on its credit cards.
2. Worldwide acceptance – Except Bharat credit card, all Indian bank credit cards are accepted worldwide at over 30 million merchants and over 1.5 lakh merchants within India only.
3. Interest free credit period – The bank provides credit free interest period ranging from 15 days to 45 days. Therefore, it is best to pay the outstanding bill before or on due date to avoid late fee or penalty.
4. Cash withdrawal facility – Cardholders can withdraw cash from over 5500 VISA ATMs across India and around 8 lakhs ATMs internationally. This facility is helpful at urgent monetary needs.
5. Add-on cards – Cardholders can now share the privileges with their family members with add-on facility. The bank avails up to 4 supplementary credit cards.
6. Reward points – Cardholders can earn 50 paisa cash back on every spend of Rs.100. However, to redeem the cash back, it is necessary to complete Rs.500.
7. Comprehensive Insurance Scheme – Receive free insurance cover with your Indian Bank Credit Card. The insurance covers life insurance in case of death by air accident or any other accident. It safeguards you financially in case of hospitalisation resulting from accident, lost luggage and more. The insurance scheme also carries purchase protection.

Indian bank credit card apply online:

Interested candidates can apply for credit cards online at https://www.applykaroo.com/credit-card/bank-of-india-credit-card. However, the credit card online request will only be approved if the candidate fulfils certain eligibility criteria.

• Minimum age of an applicant must be 18 years and 25 years for Bharat credit card
• Maximum age limit is 80 years and 60 years for Bharat credit card
• Minimum income of an applicant must be Rs.5000 to Rs.12500

Documents required

•          Address proof – Passport/ Driving Licence/ Voters ID etc.
•          Identity proof – Bank Statement/ Voter Id/ Driving Licence/ Pension Book etc.
•          Income Proof – Bank Statement/ Pay Slip/ Income Tax return
•         Pan Card
•          Passport size photo