Central Bank of
India was the first Indian commercial bank, established in 1911, which is
wholly owned and managed by Indians. Sir Sorabji Pochkhanawala, and Sir
Pherozesha Mehta placed the foundation stone of the truly ‘Swadeshi Bank’. The
bank was established with an idea to encourage banking habits among the
citizens.
Central Bank of
India is claimed as the property of the nation and the asset as well. The bank
lives on people’s faith and regards the institution as people’s own bank. It is
headquartered in Mumbai, and has a huge banking network of over 4100 branches
across Indian states and Union Territories.
Central bank of India home loan:
Despite the fact that every individual dreams to own a
house or property, due to rising real estate prices not everyone can afford to
fulfil their dream. Valuing the dreams of the individual, Central bank of India
brings convenient and affordable home loan schemes designed for every income
class.
Central Bank home loan can be taken for varied
purposes such as:
- Buying a new house
- Buying an already constructed house or flat less than 30 years old
- For house construction
- For house extension of an existing flat
- Loan for buying a plot with a declaration from the borrower that the construction of house on the plot will be completed within two years
Types of Central Bank of
India home loan schemes:
- Cent Home loan – This home loan is offered to individuals those are willing to purchase, construct, or renovate a house or flat.
- Cent Home Loan Plus – Basically, home loan plus is offered to existing Cent home loan borrowers willing to renovate, refurbish, or furnish their house or flat.
- Cent Home Loan for Central and State Governments employees and PSUs – Permanent Central and/or State Government employees are eligible to avail this loan. The home loan is granted for the purchase of a plot.
- Cent Combo (Home Loan + Vehicle Loan) – Individuals can avail combo home loan schemes for the purpose of buying home and vehicle too. Under the scheme, applicants can avail minimum home loan of Rs.20 lakhs. The Central Bank of India offers 0.25% concession on all home loan slabs and 0.50% concession on all vehicle loan slabs subject to minimum MCLR rate.
- Cent Home Double Plus scheme – Now this scheme is launched by the bank with an idea to provide funds to people who need extra funds in addition to their already approved home loan. It can also be called as top-up home loan.
So, if you are too planning to buy a house, flat, or
some real estate property, but, take the steps back due to lack of finance
sources; keep your worries aside and apply for home loan at https://www.applykaroo.com/loans/central-bank-of-india-home-loan.
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