Simply SAVE SBI Card: Apply Online - Offers, Features

SBI Simply Save Credit card helps you earn big rewards on every Rs. 100 spent on Dining, Movies, Departmental Stories, and Grocery Spends. Enjoy 1 Reward Point per Rs. 100 spent on all your other spends. No more fuel surcharge. The interest rate charges of SBI Simply Save Credit Card are 3.35% monthly.

SBI Simply Save Credit Card is the Right Card for you-

The additional benefits of SBI Simply Save Credit Card such as, easy flexipay facility, fuel surcharge waiver, Automatic bill payments, Good Reward Program, Decent Welcome Gift, and balance transfer facility. 

SBI Simply Save Credit Card Fees and Charges-

·         Annual Fee (One-Time Only)
Rs. 499

·         Renewal Fee
Rs 499, reversed if annual spends for last year exceeds Rs 90,000.

·         Add-on card Fee (per annum)
 Nil

·         Extended Credit Interest Free Credit Period
20-50 days applicable only on retail purchases and if previous months outstanding balance is paid.

·         Finance Charges
Up to 3.35% per month, accounting to 40.2% per annum from the transaction.

·         Cash Advance Limit
Credit limit- Up to 80%, with a maximum of Rs. 12,000/day.

·         Free Credit Period
Nil

·         Finance Charges for Cash Advance
Up to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal.

·         Cash Advance Fee at SBI ATMs or Other Domestic ATMs
2.5% of transaction amount, subject to a minimum of Rs. 300.

·         Cash Advance Fee at International ATMs
3% of transaction amount, subject to a minimum of Rs. 300.

·         Cheque Pick Up
Rs. 90

·         Fee for Payment Dishonor
2% of the payment amount, subjected to a minimum of Rs. 450.

·         Retrieval of Statement
Rs. 100 per statement (2 months or more old)

·         Retrieval of Charge Slip
Rs. 225 for every slip.

·         Over limit Charges
2.5% of over limit amount subject to a minimum of Rs. 500.

·         Card Replacement
Rs. 100

·         Emergency Card Replacement when overseas
Actual Fee, with a minimum of $175.

·         Foreign Currency Transactions
3.5% - Conversion mark-up

·         Rewards Redemption Charge
Rs. 99

·         Cash Payment Fee
Rs. 100

·         Late Payment Fee

Amount Due	Charges
Rs. 0 to Rs. 200	Nil
Greater than Rs. 200 and up to Rs. 500	Rs. 100
Greater than Rs. 500 and up to Rs. 1,000	Rs. 400
Greater than Rs. 1,000 and up to Rs. 10,000	Rs. 500
Greater than Rs. 10,000	Rs. 750

How to apply online for SBI Simply Save Credit Card?

Following some easy and simple steps to apply for SBI Simply Save Credit Card-

·         Firstly, go to our web portal.

·         Select credit card section.

·         Choose the card and match your eligibility and criteria.

·         Fill in your correct personal details.

·         Click on ‘Apply’ to submit your card application.

Documentation of SBI Simply Save Credit Card-

You need the following documents to get an approval for the SBI Simply Save Credit Card-

1.      PAN card

2.      UID Aadhaar Number

3.      Voter ID

4.      Licence

5.      Passport

Eligibility Criteria of SBI Simply Save Credit Card-

1.      Age Criteria: More than- 21 years and less than- 70 years.

2.      The applicant must submit your documents such as self-attested copies of identity proofs, PAN Card, Residence proof along with a photograph.

3.      Income Proof will also be required- like Salary Slip, bank statement etc.

Benefits of SBI Simply Save Credit Card-

§  Easy and automatically pay your bill either by registering your card.

§  Get 2,000 bonus reward points on spending Rs. 2,000 or more within 60 days of card.

§  Enjoy Rs. 100 cashback on your first ATM cash withdrawal within first 30 days of receiving the card.

§  Enjoy complete fuel freedom: Transaction amounts between Rs. 500 and Rs. 3000 - 2.5% fuel surcharge waiver for each transaction. The maximum surcharge waiver of Rs. 100/statement cycle/credit card account.