Industrial
Development Bank of India aka IDBI bank was established in 1964 with an idea to
provide credit and other financial services to support the economic growth of
the country. The bank is headquartered in Mumbai as one of the prominent public
sector banks. IDBI bank is known for offering customized financial solutions
and banking products through its diversified network of branches and ATMs
across the country. The bank also has
its overseas branch in Dubai and plans to inaugurate its representative offices
across various countries for encashing emerging global opportunities.
IDBI bank offers a diversified range of credit cards, which are accepted globally. The credit cards are packed with attractive features and privileges specially designed to provide unmatched banking experience to its users. Individuals can choose the card that matches to their lifestyle and preferences.

IDBI bank offers a diversified range of credit cards, which are accepted globally. The credit cards are packed with attractive features and privileges specially designed to provide unmatched banking experience to its users. Individuals can choose the card that matches to their lifestyle and preferences.
Types of IDBI
credit cards:
- Royale Signature.
- Aspire Platinum
- Euphoria World.
- Imperium Platinum
IDBI Royale Signature Credit Card:
- The cardholders can earn 3 delight points for every spent of Rs.100 with this card.
- A welcome gift of 750 Delight points is given on the first use of the card within 30 days and 400 Delight Points within 31-90 days from the issue date of the card for the minimum transaction value of Rs.1500.
- Cardholders can get a fuel waiver of 2.5% surcharge for the minimum fuel purchase of Rs.400 and maximum up to Rs.5000. However, the maximum waiver is capped to Rs.500 per month.
- Interest free credit period of 48 days is provided to the cardholders
- Cardholders can enjoy airport lounges along with all the services and luxuries available there.
IDBI
Aspire Platinum Credit Card:
- Earn 2 reward points for every spent of Rs.150.
- Welcome gift of 500 delight points on the first usage of the card within 30 days from its issuance. However, the minimum value of first transaction should be Rs.1500.
- Cardholders can get a fuel waiver of 2.5% surcharge for the minimum fuel purchase of Rs.400 and maximum up to Rs.4000. However, the maximum waiver is capped to Rs.300 per month.
- This card will be permitted for special offers on hotels, car rentals, airport shopping provided for VISA signature card holders.
IDBI Euphoria
World credit card
- Earn 6 reward points for every spent of Rs.100.
- Welcome gift of 4000 delight points on the first usage of the card within 60 days from its issuance. However, the minimum value of first transaction should be Rs.1500.
- Accepted over 9 lakhs merchants in India and 29 million merchants globally.
IDBI Imperium
Platinum credit card
- Earn 2 delight points for every spent of Rs.150.
- Welcome gift of 500 delight points on the first usage of the card within 30 to 90 days from its issuance. However, the minimum value of first transaction should be Rs.1500.
- Interest free credit period of 48 days is provided to the cardholders.
- Interested candidates can choose their credit card and apply for the card at https://www.applykaroo.com/credit-card/idbi-bank-credit-card.
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