State Bank of
India is the oldest public sector bank that offers a range of affordable and
convenient banking products and services to its customers via its broad network
of over 18300 branches and more than 10000 ATMs across the nation. The bank has
14 regional hubs and 57 Zonal Offices. Individuals
can look for a handy financial solution through a variety of affordable SBI
banking schemes.
SBI Current Account:
There are several financial services that the bank
offers and current account is one of those services. Basically, this is a type
of deposit type of account that is maintained by individuals or corporate who
carry out significantly higher number of transactions on daily basis. SBI current account is created on
request of the applicant and is quickly made available for immediate access to
transactions.
Current account is related to liquid deposit of funds
offering a broad range of customized options to aid and ease-down the financial
dealings. It allows the account holder to make quick payments to creditors.
This account type is most preferred by individuals and corporate due to several
benefits of current account opening. The most significant of this account type
is that it doesn’t charge any interest rates on the deposited funds because
higher numbers of transactions are conducted on daily basis. Apart from this,
current account holders can also avail overdraft facility easily up to a
specific limit.
Types of access offered to SBI current account holders:
- Home branch – Account holders can directly visit to their SBI home branch to access various banking needs such as fund deposits, cash withdrawals, and financial assistance.
- Cheque facility – This is the most preferred and old way to withdraw funds from an account. However, internet banking is taking the grounds all over, cheque facility still remains the most used traditional banking method.
- ATMs – Since ATM facility is introduced, it has changed the earlier way to access banking services. ATMs allow the account holder to withdraw funds even after the banking hours.
- Internet banking – As mentioned above, internet banking is taking the grounds all over, and thus, has become one of the most popular banking methods these days. Account holders can have access to banking facilities such as fund transfer, outstanding bill payments, viewing banking statements, tracking transactions, and many more at a click of a button.
- Mobile banking – After internet banking, mobile banking is next advanced method to access banking services. SBI bank offers mobile banking services that allow SBI current account holders to perform a host of activities like tracking transaction details, making payments, etc. on mobile.
Documents required:
- Duly filled current account application form. To get the form, visit https://www.applykaroo.com/current-account/sbi-current-account
- PAN card
- Identity and address proof
- Certificate of incorporation and memorandum of association
- Blank cheque from existing savings account.
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