how to keep road trip safe and adventures

According to the survey report of the National Crime Records Bureau (NCRB), every day on average 377 people die because of only road accidents across the country. Of which, most of the accidents occur due to not following the traffic rules like not wearing helmet, drunk and drive, jumping traffic signals and so on.

Everyone knows that the unfortunate accidents happen without any intimation. Such unfortunate accidents may lead to the disability, serve injuries or some time death. It can also end up fascinating your lifetime savings. So, it’s better to safe than sorry make sure that you have a protective shield against all the financial consequences that arise due to the any accident. To secure your family in your absence and you from the heavy expense of the hospitals it’s essential to get a personal accident insurance.

There is host of bank and financial institutions which cater the accident policies present in the market. So, always try selecting the best bank or financial organization for the insurance, which has a wider coverage area and added benefits also.

Do you know the accident insurance coverage?

• Accidental death 

The personal accident policy paid the insurance amount or sum assured to the family if the insurer’s demise occurs from a mishap. If the policy holder has made his or her nominee in the policy, then the nominee gets the 100% of the total sum assured as per the cover of the plan after the accidental death of the policyholder.

• Accidental permanent partial disability 

A permanent partial disability means an injury that results in the loss of the eyesight, speech, feet or hands. The policy holder gets the same percentage of the sum assured if the policy holder is disabled either partially or wholly in the accident.

• Accidental dismemberment

The accident insurance plan covers the accidental dismemberment. This means, if the policy holder’s losses his body part like hand or leg or eyes in the mishap or dismembered, then the policy holder would be eligible to get a claim.

• Terrorism act

The policy gives the financial support to the policyholder if he or she gets some injuries due to any terrorist activity.

• Daily hospitalization expenses

The policy gives the monetary relief to the policy holder in case of hospitalization as a result of an accident, the injured person is catered a fixed amount of the medication.

 The charges of the ambulance to carry the injured person is to any hospital are waived off under the insurance policy. There is also a provision of a fixed amount or a percentage of benefit if the policy holder sustains burns or broken bones because of an accidental mishap.

 For applying the best insurance  policy, visit https://www.applykaroo.com/insurances