Thursday, 30 August 2018

information related to personal financing agencies


Everyone knows that financial emergencies never comes with pre- invitations such as medical expenses, quick cash for wedding arrangements, foreign travel charges, study abroad fees, home renovation or short-term cash and so on. So, in that case personal loan is the best way to offset all your financial needs.
Personal loan comes as boon in the case of urgency of funds. As you can repay it over the loan tenure in pocket- friendly installments and doesn’t require any collateral for security purpose for applying the loan. With Bajaj finance applying personal loan is an ideal solution to get rid of financial needs.
Bajaj finance, leading and wealth subsidiary of Bajaj Finserv Limited is the most diversified NBFC (Non-Banking Financial Company) of the country. Founded by Rahul Bajaj and headquartered in Pune, Maharashtra. The company serves its customers through 294 consumer branches and around 407 rural locations with more than 33,000+ distribution points.
 One can easily apply for Bajaj Finance personal loan online with minimal documentation, gets fast approval in few minutes and also get the money in the account in just 24 hours only after satisfying the eligibility criteria of the company.

Some of the Bajaj Finance personal loan details are given as follows-


  • You can apply the personal loan from Bajaj Finance for multipurpose such as for wedding arrangements, renovating home, higher education, medical emergencies, vacations and so on. 
  • Everyone can apply for Bajaj finance personal loan it doesn’t matter that whether you are salaried or self-employed but he or she must be the citizen of India.
  • The minimum age of the individual must be 25 years but not above 58 years. 
  • The minimum loan quantum issued by the Bajaj Finance is Rs. 1 Lakh and the maximum is Rs. 18 Lakhs, however the maximum limit may also reaches to Rs. 25 Lakhs depends upon the income of the applicant and other factors. 
  • The rate of interest on the personal loan provided by Bajaj finance is in the range of 11.99% to 15.50%.
  • The company provides the personal loan for tenure of 12 to 60 months depending upon some terms and conditions.
  • The minimum income of the applicant of residence of metro cities should be Rs. 40,000 and that of the small cities is Rs. 30,000.
  • Bajaj Finance charges a processing fee on the personal loan starting from 1.50% and up to 3% per annum of your loan amount along with the applicable tax.
  • There is also an option of full prepayment and part prepayment of the entire loan amount provided by the Bajaj Finance.
To know more about the personal loan of Bajaj, visit https://www.applykaroo.com/loans/bajaj-finserv-personal-loan.


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