available perks and benefits with top rbl credit cards

As we know we are living in the age of technology, there is nothing which will not do digitally, from ordering a dominos pizza to booking a flight to Paris by just one swipe. The credit cards totally changed the banking world.

These tiny plastic cards are a great way for the cashless payment .They comes in handy, when in need of some financial compensation or to pay off any liability. With the credit card you not only make purchases anytime and anywhere but also by using them wisely you can even increase your CIBIL or credit score. 

In today’s time there are number of banks and financial institutions present in banking world which caters variety of credit cards to the individuals. But one can easily and conveniently apply for the card from the RBL bank.  

RBL or Ratnakar Bank Limited was established in August 1943 is a scheduled Commercial bank, headquartered in Mumbai, Maharashtra. The bank has a network of over 342 branches and around 488 ATMs across the country including Union Territories through which the bank serves us a wide range of financial and banking products and services.

RBL Bank offers a wide range of credit cards with numerous rewards and benefits across various categories including shopping, fuel, entertainment and movies. These benefits may be in the form of membership privileges, discounts, reward schemes, cash back offers and much more.  Each RBL card has been specially designed for rewarding the needs of varied customers leading different lifestyles. 

RBL credit card fees and charges 

The annual fee of the RBL card is different for all the credit cards. Apart from this there are a few other fees and charges on cards offered by the RBL that the cardholder must know about are as follows- 

• Cash Advance Transaction fee is 2.5% (min Rs. 300) of the cash amount
• The over limit penalty of the RBL card is Rs. 600.
• Overdue penalty or the late payment fee charged by the RBL is 15% of total due amount, minimum Rs. 350 and the maximum Rs. 1000.
• The charge for the foreign currency transaction is 3.50%.
• For cheque return the bank charges Rs. 100 
• Call-a –draft fee charged by the bank 2.5% of the draft amount or minimum Rs. 300 
• The outstation cheque fee of the bank is Rs.100.
• The RBL bank charges APR (Annual Percentage Rate) up to 3.5% per month or 42% per annum.
• The fuel transaction charges for the transaction made at petrol pumps to purchase fuel is 1% Surcharge on fuel transaction value. 

To get you card from RBL, click here https://www.applykaroo.com/credit-card/rbl-credit-card.