maximum benefits offered by banks with rewards and entertainment credit cards

Andhra Bank was founded in November 1923 and today is known as a well-established public sector bank of India. The bank operates in 25 states and 3 Union Territories with a broad network of over 2800 branches, 4 extension counters, 38 satellite offices, and more than 3700 ATMs across the country. The bank offers several financial services tailored according to individual needs. Among several financial products and services, Andhra bank introduced its credit cards back in the year 1981 in India and since then, the bank is pioneering in the field.
Andhra bank credit cards are categorized in the following, each having their own set of privileges and rewards.

• VISA Classic
• VISA Gold
• MasterCard
• MasterCard Electronic
• Visa – Corporate
• Platinum Credit Cards
• Signature Credit Cards

However, it is significant to understand your credit card to make maximum out of it. Credit cards allows the cardholders to earn rewards and cashback on every spent they make on the card. But responsible spenders should know there are several ways to maximize cash back, points or miles. This includes knowing where to look for special offers, how to earn extra points per dollar and when to charge a high-ticket item. 

• Know your card’s reward program and bonus category – Andhra bank credit cards offer amazing rewards points on every spent of Rs.150, though reward programs might vary from card to card. For instance, one card may offer reward points on fuel category while other may provide bonus privileges on entertainment and dining expenses. Hence, it is essential to understand your card’s reward program and bonus category.
• Shop with partnered retailers – While shopping online or offline, keep in mind to shop from the partnered retailers because this will give a chance to let you earn more rewards on your card. Thus, cardholders can enjoy additional privileges on shopping with partnered retailers of Andhra bank. 
• Redeem points with a merchant loyalty program – Some of the Andhra bank cards also offer complimentary loyalty programs, therefore, it is quite a good idea to redeem your points to expand the privileges of loyalty programs on the credit card. 
• Go for gift cards – A great way to maximize rewards at the point of redemption is to exchange them for a merchant gift card since these cards are often loaded with more money than what you are being asked to redeem
• Keep an eye on your emails – It may sound weird in a scenario like what’s the relation between credit card rewards and checking emails? Well, it is significant factor because there are some rewards which an expiry dates. The bank sends email notifications to redeem the points before it gets laps. Thus, it makes sense to keep an eye on your emails. 

For more details and tips on reward program, visit https://www.applykaroo.com/credit-card/andhra-bank-credit-card