the truth about icici bank credit card

ICICI bank, India’s second largest bank, established in 1994 and head office in Mumbai, Maharashtra. The bank has a wide network of around 4,867 branches and over 14,367 ATMs across the nation, and has a presence in other 16 countries including India through which it offers wide range of financial products and services to corporate and retail customers along with a simple documentation, no hidden charges & 100% transparent procedure.

ICICI bank credit card

The bank offers an array of cards to the customers. ICICI Bank Credit Cards comes with a host of features, benefits and privileges that cater to the needs of different types of customers. ICICI was also the first bank in the market which launches contactless credit cards. So, to avail attractive offers and hand-picked privilege, apply for ICICI Credit cards. Without any hassle one can easily avail ICICI credit card apply either online or offline. 

Here are some benefits and features of ICICI credit card

• Cash advance- The bank offer 24 hours facility of cash withdrawing from a day from any VISA or MasterCard participating member bank ATM using card holder's APIN. Only a fee of 2.5% will be charged for every transaction up to a minimum of Rs. 300. In addition to the transaction fee, the bank also charged interest from the date of transaction till the date of repayment.
• Auto debit facility- the ICICI credit card provides auto debit facility to the cardholders, who have an account in the ICICI bank. It provides an added convenience of paying the bills either the minimum amount due or the total amount due directly to credit card account through your bank account.
• Self-Set Limit – ICICI Credit card comes with pre-define your own credit limit. You can request a lower limit than what you are actually eligible for. The user can preset the monthly spending limits regularly. Any kind of transaction over the set spend limit will be declined. The monthly spending limit can be reset during every billing cycle by calling the customer care and placing the request with the customer care executive. The spending limit will be changed online and the same will come into effect from the next billing cycle.
• Payments Option – The ICICI Bank’s Credit cardholder can pay the credit bill either through cash or using cheque or internet facilities or through the phone. This saves the time of the cardholders and also encourages them to increase the total number of transactions.
• Rewards – The credit card provides reward points for the cardholder. The bank will have tie-ups with the leading brands ranging from dining to shopping. The user of the card can buy products or render the services and make payment using a credit card to avail the cash back benefits apart from the redemption of points during every purchase.

For more details, visit https://www.applykaroo.com/credit-card/icici-bank-credit-card.