Monday, 10 December 2018

how united bank credit card is good for your financial health


Today, credit cards are widely accepted mode of payment all over the world. It is not just a widely accepted payment mode, but, it is necessarily become something that helps individuals to manage their finances better. In this fast-moving world, individuals are working round the clock to chase their dreams and desires and to be able to keep a balance between income and expenses.
However, it is necessary for an applicant to make sure that you pick the right United bank credit card otherwise you could end up paying more than you need. This is because each credit card is packed with unique features and privileges tailored according to specific needs of an individual, so that the cardholder can make the most out of it.  
With lower fees, interest rates, and easy terms, you can definitely ensure yourself to pay less with United bank credit card in long run while ensuring enhanced privileges. Basically, United bank has designed its range of credit cards to benefit people from various segments, from rickshaw owners, fishermen, clay modellers, to urban sector individuals. The cards provide financial aid to entrepreneurs and professionals in order to purchase raw materials and equipment so that their creative work can reach the world. Cardholders can enjoy flexible repayment period, affordable interest rate, and higher credit limit.

United Bank of India Artisans Credit Card


  • This is an ideal card for artisans registered with the Development Commissioner for Handicrafts department 
  • Artisans involved in the manufacturing and production process
  • Group of Artisans working in the form Self Help Groups
  • Available credit limit of up to Rs.2 lakh.

United Bank of India Laghu Udhyami Credit Card 

  • Existing borrowers having minimum relation of at least 3 years with the bank can get the card
  • Entrepreneurs can get credit limit up to Rs.10 lakh against working capital loan.

 United Bank of India Swarozgar Credit Card

  • Handloom weavers, Small artisans, fishermen, self- employed individuals, and other micro entrepreneurs from metro, urban, semi urban or rural areas can avail the card
  • Added privileges on every spent with the card

United Bank of India Shilpi Credit Card

  • Artisans or Shilpis being into creative and/or productive activities such as painting, drawing, designing, fashion, metal works, crockery, etc. can avail the United credit card benefits
  • Applicants are required to provide a certificate from the Sarpanch stating the artistic work
  • Existing United bank borrowers can apply post their LUCC or ACC card expiry
  • Existing borrowers under cottage, tiny and village industries can also apply for the card.


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